Seller's Net Sheet

Use this simple calculator to estimate your net proceeds when selling a home in St Lucie County with Port St Lucie Realty.

Enter the sale price, mortgage payoff (if applicable), annual property taxes, seller concessions (if applicable) and closing date. We’ll estimate your seller closing costs, including our $5,000 flat listing fee and a 2% buyer's agent commission, so you can see approximately how much you’ll walk away with at closing.

Disclaimer: This calculator provides an estimate only and is for informational purposes. Actual closing costs, fees, taxes, and net proceeds may vary based on your specific transaction, lender requirements, prorations, and final settlement figures. For an accurate analysis, please consult with a local title company.

Estimated Closing Cost Breakdown

Item Amount
Total Closing Costs (incl. commissions):
Sale Price:
Less Mortgage Payoff:
Estimated Net to Seller:
This is an estimate only and is based on typical St Lucie County fees: 0.70% doc stamp tax, Florida promulgated owner’s title premium, estimated title/settlement and recording fees, actual prorated property taxes from January 1 to your closing date using your annual tax amount, and (optionally) a $300 HOA estoppel fee. Actual costs will vary based on your specific property, association, and closing details.

Seller Closing Costs

1. Documentary Stamp Tax on Deed

Florida charges sellers a tax when transferring the deed.

Rate: $0.70 per $100 of sale price

2. Owner’s Title Insurance (Seller typically pays)

Owner’s Title Insurance is a one-time insurance policy that protects the buyer’s ownership rights to the property for as long as they own it. It ensures that the buyer receives clear, marketable title — meaning nobody else can claim rights to the property after closing.

Florida uses a promulgated rate formula.

$5.75 per $1,000 for the first $100,000

$5.00 per $1,000 above $100,000

3. Title/Settlement/Closing Fees

Paid to the title company for handling closing, title search, document prep.

Typical range: $500–$1,200

St Lucie County average: around $850

4. Recording Fees

Covers recording the deed and releasing the mortgage (if applicable).

Deed recording: ~$10–$20

Mortgage satisfaction: ~$10–$20 each

5. HOA/Condo Estoppel Fee (if applicable)

An HOA/Condo Estoppel Fee is a required fee that the homeowner association charges to provide an official, written statement of the seller’s account status when a property is being sold. It is legally required in Florida for properties governed by an HOA or condo association.

Typical estoppel range: $250–$500

6. Property Tax Proration

Property taxes are paid in arrears in Florida.

Seller credits buyer taxes from Jan 1 through closing day.

* Amount varies based on closing date

7. Seller Concessions

Seller concessions are closing costs that the seller agrees to pay on behalf of the buyer as part of a real estate transaction.

* This is optional